MCL - 218-1956-21
Act 218 of 1956
| Document | Type | Description |
|---|---|---|
| Section 500.2101 | Section | Meanings of words and phrases. |
| Section 500.2102 | Section | Definitions; A to D. |
| Section 500.2103 | Section | Definitions; E to I. |
| Section 500.2104 | Section | Definitions; P to U. |
| Section 500.2105 | Section | Automobile insurance or home insurance to conform with chapter; exceptions; group plan requirements; group discounts; applicability to certain insurers; effective date. |
| Section 500.2106 | Section | Applicability of chapters 24 and 26; file, approval, and use of rates; inconsistent provisions. |
| Section 500.2107 | Section | Filings; review; disputes; approval; order of disapproval; revised filing. |
| Section 500.2108 | Section | Filing of manual or plan; statement of character and extent of coverage; maintaining rates in effect for eligible persons; insurer as member of or subscriber to rating organization; deviations; certification, contents, and public inspection of filing; trade secret; contract or policy to be in accordance with filings; automobile insurance compliance with chapter 24; redlining practices prohibited. |
| Section 500.2109 | Section | Rates for automobile insurance and home insurance; requirements; determining existence of reasonable degree of competition. |
| Section 500.2110 | Section | Development and evaluation of rates; considerations; systems of expense provisions; grouping risks by classifications. |
| Section 500.2110a | Section | Premium discount plan. |
| Section 500.2110b | Section | Use of automobile repair or automobile glass repair or replacement service; unreasonable restriction prohibited; disclosure; notice to consumers; development of plan. |
| Section 500.2111 | Section | Classifications and territorial base rates for automobile insurance or home insurance; conformity with applicable requirements; additional factors. |
| Section 500.2111a | Section | Completion of traffic accident prevention course; premium discount to insureds 50 years of age and older; provisions. |
| Section 500.2111b, 500.2111c | Section | Repealed. 1991, Act 191, Eff. Apr. 1, 1992. |
| Section 500.2111d | Section | Home insurance; premium discount plan for senior citizens. |
| Section 500.2111e | Section | Rates increase prohibited; applicability of section. |
| Section 500.2111f | Section | Automobile insurance; premium rate reduction requirements for personal protection insurance coverage; approval by director; use of savings; applicability to certain increases; inclusion of catastrophic claims assessment; severability; definitions. |
| Section 500.2112 | Section | Written notice to policyholder; information available upon request; contact information; manner of providing; trade secret. |
| Section 500.2113 | Section | Private informal managerial-level conference with insurer; internal procedures; review and determination by commissioner; procedure for determination; hearing matter as contested case. |
| Section 500.2114 | Section | Person or organization aggrieved by filing; application for hearing; specification of grounds; notice of hearing; order of commissioner. |
| Section 500.2115 | Section | Finding by commissioner that reasonable degree of competition does not exist on statewide basis; order requiring compliance with chapter 24 or 26; hearing; notice; new order. |
| Section 500.2116 | Section | Condition of licensure as insurance agent; penalizing insurance agent. |
| Section 500.2116a | Section | Automobile insurance; person on active duty in United States armed forces; lapse in coverage; prohibited conduct by insurer; conditions. |
| Section 500.2116b | Section | Automobile insurance; lapse in coverage; prohibited conduct by insurer; applicability. |
| Section 500.2117 | Section | Home insurance; condition of maintaining insurer's certificate of authority; basis of underwriting rules; provisions applicable to repair cost policy; rates; aggregation of claims; adjustment of minimum dollar amounts. |
| Section 500.2118 | Section | Automobile insurance; condition of maintaining insurer's certificate of authority; basis of underwriting rules. |
| Section 500.2119 | Section | Underwriting rules to be in writing; inconsistent transactions prohibited; uniform application of underwriting rules required; adoption of underwriting rules by insurer with more than 1 rating plan; underwriting rules for new applicants and for renewals; filing and public inspection of underwriting rules; order prohibiting use of inconsistent underwriting rule. |
| Section 500.2119a | Section | Automobile insurance; calculating insurance eligibility points. |
| Section 500.2120 | Section | Automobile insurance; establishment of underwriting rules by affiliated insurers; applicability of subsection (1); compliance; separate rating plans; applicability of subsection (2); underwriting rules defining applicable rating plan; basis of underwriting rules. |
| Section 500.2121 | Section | Home insurance; criteria for selecting dwellings for inspection; inspection program; filing inspection criteria; disapproval of inspection criteria; liability. |
| Section 500.2122 | Section | Declination of insurance; explanation of reasons; refusal of application form as declination. |
| Section 500.2123 | Section | Termination of insurance; delivery or mailing of notice; contents of notice; effective date of termination; conformity with underwriting rules; violation of chapter 32 not authorized. |
| Section 500.2124 | Section | Liability for information or statement. |
| Section 500.2125 | Section | Suspension of insurer's obligation under MCL 500.2117 or 500.2118; hearing; duration of suspension. |
| Section 500.2126 | Section | Suspension of acceptance of applications; filing and contents of notice; disapproval. |
| Section 500.2127 | Section | Collecting and reporting data; rule; use of sampling techniques. |
| Section 500.2128 | Section | Repealed. 1986, Act 10, Imd. Eff. Feb. 28, 1986. |
| Section 500.2129 | Section | Exemption from chapter; request; form; continuation of exemption; filing annual reporting form; order discontinuing exemption; requalification for exemption prohibited; ineligible insurers. |
| Section 500.2130 | Section | Rules requiring exchange of insurance claim information; liability. |
| Section 500.2131 | Section | Effective date of MCL 500.2101 to 500.2105, 500.2107, and 500.2131; effective date of chapter generally. |
| Section 500.2134-500.2138 | Section | Repealed. 1991, Act 191, Eff. Apr. 1, 1992. |