HOUSE BILL No. 5854

 

May 5, 2004, Introduced by Reps. Sheen, Ward, Brandenburg, Drolet, Garfield, Hummel, DeRoche, Huizenga, Acciavatti, Ehardt and Pastor and referred to the Committee on Insurance.

        

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                 A bill to amend 1956 PA 218, entitled                                             

                                                                                

    "The insurance code of 1956,"                                               

                                                                                

    (MCL 500.100 to 500.8302) by adding section 3406l; and to repeal            

                                                                                

    acts and parts of acts.                                                     

                                                                                

                THE PEOPLE OF THE STATE OF MICHIGAN ENACT:                      

                                                                                

1       Sec. 3406l.  (1) Notwithstanding any other provision of this                

                                                                                

2   act, an insurer and a health maintenance organization shall not             

                                                                                

3   be required by state law to deliver, issue for delivery, or renew           

                                                                                

4   in this state an expense-incurred hospital, medical, or surgical            

                                                                                

5   policy or certificate or a contract on and after April 1, 2004              

                                                                                

6   that includes any additional mandated benefit or mandated                   

                                                                                

7   offering beyond those statutory requirements in effect for                  

                                                                                

8   policies, certificates, and contracts on the effective date of              

                                                                                

9   this section.                                                               

                                                                                

10      (2) This section does not prohibit an employer from electing                

                                                                                


                                                                                

1   to expand coverage on any policy, certificate, or contract                  

                                                                                

2   covering the employer and the employer's employees.                         

                                                                                

3       (3) This section does not prohibit an insurer or a health                   

                                                                                

4   maintenance organization from electing to expand coverage on any            

                                                                                

5   group or individual policy, certificate, or contract.                       

                                                                                

6       (4) This section is repealed December 31, 2004.