SENATE BILL No. 906

 

 

December 18, 2003, Introduced by Senators ALLEN, BIRKHOLZ, KUIPERS, GILBERT, GOSCHKA and PRUSI and referred to the Committee on Banking and Financial Institutions.

 

 

        

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                 A bill to amend 1956 PA 218, entitled                                             

                                                                                

    "The insurance code of 1956,"                                               

                                                                                

    (MCL 500.100 to 500.8302) by adding section 452.                            

                                                                                

                THE PEOPLE OF THE STATE OF MICHIGAN ENACT:                      

                                                                                

1       Sec. 452.  (1) As a condition of its authority to transact                  

                                                                                

2   insurance in this state, an insurer shall pay by April 1 of each            

                                                                                

3   year an assessment as provided in subsection (2) written on the             

                                                                                

4   following classifications of insurance for a risk resident or               

                                                                                

5   located within this state for the prior calendar year:                      

                                                                                

6       (a) Homeowners multiple peril.                                              

                                                                                

7       (b) Farmowners multiple peril.                                              

                                                                                

8       (c) Commercial multiple peril (liability).                                  

                                                                                

9       (d) Commercial multiple peril (nonliability).                               

                                                                                

10      (e) Group automobile.                                                       

                                                                                

11      (f) Private passenger nonfleet automobile.                                  

                                                                                


                                                                                

1       (2) The assessment under this section for each insurer                      

                                                                                

2   described in subsection (1) is the product of (A divided by R)              

                                                                                

3   multiplied by (M multiplied by R).  As used in this subsection:             

                                                                                

4       (a) "A" means $10,600,000.00 for 2004, and as adjusted                      

                                                                                

5   annually by the increase in the consumer price index for every              

                                                                                

6   year after 2004.                                                            

                                                                                

7       (b) "Consumer price index" means the annual average                         

                                                                                

8   percentage increase in the Detroit consumer price index for all             

                                                                                

9   items for the prior 12-month period as reported by the United               

                                                                                

10  States department of labor and as certified by the commissioner.            

                                                                                

11      (c) "M" means the insurer's percentage of market share in                   

                                                                                

12  this state for the insurance subject to subsection (1) for the              

                                                                                

13  year immediately preceding the year of the assessment as                    

                                                                                

14  determined by the office of financial and insurance services.               

                                                                                

15      (d) "R" means the total number of fire runs as reported by                  

                                                                                

16  the department of state police for the year immediately preceding           

                                                                                

17  the year of the assessment.                                                 

                                                                                

18      (3) The assessment under this section shall be deposited into               

                                                                                

19  the fire fighters training fund created in section 13 of the fire           

                                                                                

20  fighters training council act of 1966, 1966 PA 291, MCL 29.373.             

                                                                                

21      Enacting section 1.  This amendatory act does not take                      

                                                                                

22  effect unless Senate Bill No. 905                                           

                                                                                

23                         of the 92nd Legislature is enacted into              

                                                                                

24  law.