SENATE BILL No. 1021

 

 

February 25, 2004, Introduced by Senator BROWN and referred to the Committee on Appropriations.

 

 

        

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                 A bill to amend 1986 PA 182, entitled                                             

                                                                                

    "State police retirement act of 1986,"                                      

                                                                                

    by amending sections 3, 4, 14, 14a, 42, and 43 (MCL 38.1603,                

                                                                                

    38.1604, 38.1614, 38.1614a, 38.1642, and 38.1643), sections 3 and           

                                                                                

    14 as amended by 2000 PA 374, section 14a as added by 1995 PA               

                                                                                

    192, section 42 as amended by 1989 PA 191, and section 43 as                

                                                                                

    amended by 2002 PA 96, and by adding section 24a.                           

                                                                                

                THE PEOPLE OF THE STATE OF MICHIGAN ENACT:                      

                                                                                

1       Sec. 3.  (1) "Banked leave time program" means the part B                   

                                                                                

2   annual leave hours within the state's annual and sick leave                 

                                                                                

3   program approved by a ruling of the internal revenue service on             

                                                                                

4   September 5, 2003, in which a pay reduction or other concessions            

                                                                                

5   are applied to a member in exchange for additional part B annual            

                                                                                

6   leave hours.                                                                

                                                                                

7       (2)  (1)  "Credited service" means the sum of the prior                     

                                                                                


                                                                                

1   service and membership service credited to a member's account.              

                                                                                

2       (3)  (2)  "Deferred member" means a member who separates from               

                                                                                

3   service with entitlement to a deferred retirement allowance as              

                                                                                

4   provided in section 30, but who is not a retirant.                          

                                                                                

5       (4)  (3)  "Department" means the department of management and               

                                                                                

6   budget.                                                                     

                                                                                

7       (5)  (4)  "Direct rollover" means a payment by the retirement               

                                                                                

8   system to the eligible retirement plan specified by the                     

                                                                                

9   distributee.                                                                

                                                                                

10      (6)  (5)  "Distributee" includes a member or deferred                       

                                                                                

11  member.  Distributee also includes the member's or deferred                 

                                                                                

12  member's surviving spouse or the member's or deferred member's              

                                                                                

13  spouse or former spouse under an eligible domestic relations                

                                                                                

14  order, with regard to the interest of the spouse or former                  

                                                                                

15  spouse.                                                                     

                                                                                

16      (7) "Drop participant" means an officer who participates in                 

                                                                                

17  the deferred retirement option plan established in section 24a.             

                                                                                

18      (8)  (6) Except  Beginning January 1, 2002, except as                       

                                                                                

19  otherwise provided in this subsection, "eligible retirement plan"           

                                                                                

20  means an individual retirement account described in section                 

                                                                                

21  408(a) of the internal revenue code, 26 USC 408(a), an individual           

                                                                                

22  retirement annuity described in section 408(b) of the internal              

                                                                                

23  revenue code, 26 USC 408(b), an annuity plan described in section           

                                                                                

24  403(a) of the internal revenue code, 26 USC 403(a), or a                    

                                                                                

25  qualified trust described in section 401(a) of the internal                 

                                                                                

26  revenue code, 26 USC 401(a), an annuity contract described in               

                                                                                

27  section 403(b) of the internal revenue code, 26 USC 403(b), or an           


                                                                                

1   eligible plan under section 457(b) of the internal revenue code,            

                                                                                

2   26 USC 457(b), which is maintained by a state, political                    

                                                                                

3   subdivision of a state, or an agency or instrumentality of a                

                                                                                

4   state or political subdivision of a state and which agrees to               

                                                                                

5   separately account for amounts transferred into the eligible plan           

                                                                                

6   under section 457(b) of the internal revenue code, 26 USC 457(b),           

                                                                                

7   from this retirement system, that accepts the distributee's                 

                                                                                

8   eligible rollover distribution.  However, in the case of an                 

                                                                                

9   eligible rollover distribution to a surviving spouse on or before           

                                                                                

10  December 31, 2001, an eligible retirement plan means an                     

                                                                                

11  individual retirement account or an individual retirement annuity           

                                                                                

12  described above.                                                            

                                                                                

13      (9)  (7) "Eligible  Beginning January 1, 2002, "eligible                    

                                                                                

14  rollover distribution" means a distribution of all or any portion           

                                                                                

15  of the balance to the credit of the distributee.  Eligible                  

                                                                                

16  rollover distribution does not include any of the following:                

                                                                                

17      (a) A distribution made for the life or life expectancy of                  

                                                                                

18  the distributee or the joint lives or joint life expectancies of            

                                                                                

19  the distributee and the distributee's designated beneficiary.               

                                                                                

20      (b) A distribution for a specified period of 10 years or                    

                                                                                

21  more.                                                                       

                                                                                

22      (c) A distribution to the extent that the distribution is                   

                                                                                

23  required under section 401(a)(9) of the internal revenue code, 26           

                                                                                

24  USC 401(a)(9).                                                              

                                                                                

25      (d) The portion of any distribution that is not includable in               

                                                                                

26  federal gross income, determined without regard to the exclusion            

                                                                                

27  for net unrealized appreciation with respect to employer                    


                                                                                

1   securities,  .  except to the extent that the portion of the                

                                                                                

2   distribution is paid to either of the following:                            

                                                                                

3                                                                                (i) An individual retirement account or annuity described in                        

                                                                                

4   section 408(a) or 408(b) of the internal revenue code, 26 USC               

                                                                                

5   408(a) or 408(b).                                                           

                                                                                

6       (ii) A qualified defined contribution plan as described in                   

                                                                                

7   section 401(a) or 403(a) of the internal revenue code, 26 USC               

                                                                                

8   401(a) or 403(a), that agrees to separately account for amounts             

                                                                                

9   so transferred, including separately accounting for the portion             

                                                                                

10  of the distribution which is includable in gross income and the             

                                                                                

11  portion of the distribution which is not includable in gross                

                                                                                

12  income.                                                                     

                                                                                

13      (10)  (8)  "Final average compensation" means the average                   

                                                                                

14  annual salary for the last 2 years of service with the department           

                                                                                

15  of state police for which the member was compensated as defined             

                                                                                

16  in subsection  (10)  (13).  In the case of a nonclassified member           

                                                                                

17  of the department holding the rank of colonel, final average                

                                                                                

18  compensation means the same average annual salary as that                   

                                                                                

19  computed for the highest salaried classified member of the                  

                                                                                

20  department, or at the average annual salary for the last 2 years            

                                                                                

21  of service with the department of state police for which the                

                                                                                

22  member was compensated, whichever is greater.  Average annual               

                                                                                

23  salary includes only the following compensation items:                      

                                                                                

24      (a) Regular salary paid for the last 2 years of service,                    

                                                                                

25  including, but not limited to, that salary that is deferred                 

                                                                                

26  pursuant to a state deferred compensation program.                          

                                                                                

27      (b) Overtime, shift differential, and shift differential                    


                                                                                

1   overtime paid for the last 2 years of service.                              

                                                                                

2       (c) Gross pay adjustments paid affecting the last 2 years of                

                                                                                

3   service, including compensatory time and emergency response                 

                                                                                

4   compensation.                                                               

                                                                                

5       (d) Up to a maximum of 240 hours of accumulated annual leave,               

                                                                                

6   paid at the time of retirement separation excluding part B annual           

                                                                                

7   leave hours paid at the time of retirement separation.                      

                                                                                

8       (e) Deferred hours under Plan B of the fiscal years ending                  

                                                                                

9   September 30, 1981, and September 30, 1982, that are paid at the            

                                                                                

10  time of retirement separation.                                              

                                                                                

11      (f) Longevity pay equal to 2 full years.                                    

                                                                                

12      (g) Bomb squad pay paid for the last 2 years of service.                    

                                                                                

13      (h) Post 29 freeway premium paid for the last 2 years of                    

                                                                                

14  service.                                                                    

                                                                                

15      (i) On-call pay paid for the last 2 years of service.                       

                                                                                

16      (j) Beginning October 1, 2003, the value of any unpaid                      

                                                                                

17  furlough hours or the value of any unpaid hours exchanged for               

                                                                                

18  part B annual leave hours, calculated at the member's                       

                                                                                

19  then-current hourly rate or rates of pay, for a period during               

                                                                                

20  which a member is participating in the banked leave time                    

                                                                                

21  program.                                                                    

                                                                                

22      (11) "Furlough hours" means unworked hours incurred in                      

                                                                                

23  conjunction with the banked leave time program.                             

                                                                                

24      (12)  (9)  "Internal revenue code" means the United States                  

                                                                                

25  internal revenue code of 1986.                                              

                                                                                

26      (13)  (10)  "Last 2 years of service" means the 2-year period               

                                                                                

27  immediately preceding the member's last day of service or that              


                                                                                

1   period of 2 consecutive years of service with the department of             

                                                                                

2   state police immediately preceding the date the duty disability             

                                                                                

3   occurred according to the medical examinations conducted pursuant           

                                                                                

4   to section 29 or, if the officer participated in the deferred               

                                                                                

5   retirement option plan, the 2-year period immediately preceding             

                                                                                

6   participation in the deferred retirement option plan.                       

                                                                                

7       Sec. 4.  (1) "Member", except where the context otherwise                   

                                                                                

8   requires, means an employee of the Michigan department of state             

                                                                                

9   police who has subscribed to the constitutional oath of office.             

                                                                                

10      (2) "Officer" means a nonexclusively represented member of                  

                                                                                

11  the retirement system.                                                      

                                                                                

12      (3)  (2)  "Retirant" means a member who separates from                      

                                                                                

13  service and retires with a retirement allowance payable from the            

                                                                                

14  appropriate reserve of the retirement system.                               

                                                                                

15      (4)  (3)  "Retirement allowance" means the annual amount,                   

                                                                                

16  payable monthly, to which a retirant, retirement allowance                  

                                                                                

17  beneficiary, or refund beneficiary is entitled pursuant to this             

                                                                                

18  act.                                                                        

                                                                                

19      (5)  (4)  "Retirement allowance beneficiary" means a person                 

                                                                                

20  who is being paid or has entitlement to the payment of a                    

                                                                                

21  retirement allowance in the event of the death of a member,                 

                                                                                

22  deferred member, or retirant.                                               

                                                                                

23      (6)  (5)  "Retirement board" means the retirement board                     

                                                                                

24  created in section 6.                                                       

                                                                                

25      (7)  (6)  "Retirement system" means the system of benefits                  

                                                                                

26  for members of the department of state police and their survivors           

                                                                                

27  and beneficiaries provided by this act.                                     


                                                                                

1       (8)  (7)  "Surviving spouse" means the spouse at the time of                

                                                                                

2   death of the member or retirant.                                            

                                                                                

3       Sec. 14.  (1) The funding objective of the retirement system                

                                                                                

4   is to establish and receive contributions during each fiscal year           

                                                                                

5   that are sufficient to fully cover the actuarial cost of benefits           

                                                                                

6   likely to be paid on account of services rendered by members                

                                                                                

7   during the fiscal year, the normal cost requirements of the                 

                                                                                

8   retirement system, and finance the unfunded actuarial costs of              

                                                                                

9   benefits likely to be paid on account of service rendered prior             

                                                                                

10  to the fiscal year, the unfunded actuarial accrued liability of             

                                                                                

11  the retirement system, and health, dental, and vision insurance.            

                                                                                

12      (2) The annual level percentage of payroll contribution rate                

                                                                                

13  shall be actuarially determined using experience assumptions and            

                                                                                

14  level percent of payroll actuarial cost methods adopted by the              

                                                                                

15  retirement board and the department pursuant to an annual                   

                                                                                

16  actuarial valuation, which shall be sufficient to finance                   

                                                                                

17  benefits being provided and to be provided by the retirement                

                                                                                

18  system.                                                                     

                                                                                

19      (3) For differences occurring in fiscal years beginning on or               

                                                                                

20  after October 1, 2001, a minimum of 20% of the difference between           

                                                                                

21  the estimated and the actual aggregate compensation and the                 

                                                                                

22  estimated and the actual contribution rate described in                     

                                                                                

23  subsection (2), if any, may be submitted in the executive budget            

                                                                                

24  to the legislature for appropriation in the next succeeding state           

                                                                                

25  fiscal year and a minimum of 25% of the remaining difference                

                                                                                

26  shall be submitted in the executive budget to the legislature for           

                                                                                

27  appropriation in each of the following 4 state fiscal years, or             


                                                                                

1   until 100% of the remaining difference is submitted, whichever              

                                                                                

2   first occurs.  In addition, interest shall be included for each             

                                                                                

3   year that a portion of the remaining difference is carried                  

                                                                                

4   forward.  The interest rate shall equal the actuarially assumed             

                                                                                

5   rate of investment return for the state fiscal year in which                

                                                                                

6   payment is made.                                                            

                                                                                

7       (4) For each fiscal year that begins on or after October 1,                 

                                                                                

8   2003, if the actuarial valuation prepared pursuant to this                  

                                                                                

9   section for each fiscal year demonstrates that as of the                    

                                                                                

10  beginning of a fiscal year, and after all credits and transfers             

                                                                                

11  required by this act for the previous fiscal year have been made,           

                                                                                

12  the sum of the actuarial value of assets and the actuarial                  

                                                                                

13  present value of future normal cost contributions exceeds the               

                                                                                

14  actuarial present value of benefits, the amount based on the                

                                                                                

15  annual level percent of payroll contribution rate pursuant to               

                                                                                

16  subsections (1) and (2) may be deposited into the health advance            

                                                                                

17  funding subaccount created by section 42.                                   

                                                                                

18      (5) Notwithstanding any other provision of this act, if the                 

                                                                                

19  retirement board establishes an arrangement and fund as described           

                                                                                

20  in section 6 of the public employee retirement benefit protection           

                                                                                

21  act, 2002 PA 100, MCL 38.1686, the benefits that are required to            

                                                                                

22  be paid from that fund shall be paid from a portion of the                  

                                                                                

23  employer contributions described in this section or other                   

                                                                                

24  eligible funds.  The retirement board shall determine the amount            

                                                                                

25  of the employer contributions or other eligible funds that must             

                                                                                

26  be allocated to that fund and deposit that amount in that fund              

                                                                                

27  before it deposits any remaining employer contributions or other            


                                                                                

1   eligible funds in the pension fund.                                         

                                                                                

2       Sec. 14a.  (1) This section is enacted pursuant to section                  

                                                                                

3   401(a) of the internal revenue code, 26 USC 401a, that imposes              

                                                                                

4   certain administrative requirements and benefit limitations for             

                                                                                

5   qualified governmental plans.  This state intends that the                  

                                                                                

6   retirement system be a qualified pension plan created in trust              

                                                                                

7   under section 401 of the internal revenue code, 26 USC 401a, and            

                                                                                

8   that the trust be an exempt organization under section 501 of the           

                                                                                

9   internal revenue code, 26 USC 501.  The department shall                    

                                                                                

10  administer the retirement system to fulfill this intent.                    

                                                                                

11      (2) Except as otherwise provided in this section,                           

                                                                                

12  employer-financed benefits provided by the retirement system                

                                                                                

13  under this act shall not exceed $50,000.00 per year for a                   

                                                                                

14  retirant who was a full-time employee of a police department or             

                                                                                

15  fire department and who has 15 or more years of credited service            

                                                                                

16  as a police officer, fire fighter, or public safety officer at              

                                                                                

17  retirement.                                                                 

                                                                                

18      (3) The limitation on employer-financed benefits provided by                

                                                                                

19  the retirement system under subsection (2) applies unless                   

                                                                                

20  application of subsections (4), (5), and (6) produces a higher              

                                                                                

21  limitation, in which case the higher limitation applies.                    

                                                                                

22      (4) If a member retires at age 62 or older, employer-financed               

                                                                                

23  benefits provided by the retirement system under this act shall             

                                                                                

24  not exceed the lesser of $90,000.00 or 100% of the member's                 

                                                                                

25  average compensation for high 3 years as described in                       

                                                                                

26  section 415(b)(3) of the internal revenue code.                             

                                                                                

27      (5) If a member retires before age 62, the amount of                        


                                                                                

1   $90,000.00 in subsection (4) is actuarially reduced to reflect              

                                                                                

2   payment before age 62.  The retirement system shall use an                  

                                                                                

3   interest rate of 5% per year compounded annually to calculate the           

                                                                                

4   actuarial reduction in this subsection.  If this subsection                 

                                                                                

5   produces a limitation of less than $75,000.00 at age 55, the                

                                                                                

6   limitation at age 55 is $75,000.00 and the limitations for ages             

                                                                                

7   under age 55 shall be calculated from a limitation of $75,000.00            

                                                                                

8   at age 55.                                                                  

                                                                                

9       (6) Section 415 of the internal revenue code requires the                   

                                                                                

10  commissioner of internal revenue to annually adjust the                     

                                                                                

11  $50,000.00 limitation described in subsection (2) and the                   

                                                                                

12  $90,000.00 limitation described in subsection (4) to reflect cost           

                                                                                

13  of living increases, beginning with calendar year 1988.  This               

                                                                                

14  section shall be administered using the limitations applicable to           

                                                                                

15  each calendar year as adjusted by the commissioner of internal              

                                                                                

16  revenue under section 415 of the internal revenue code.  The                

                                                                                

17  retirement system shall adjust the benefits subject to the                  

                                                                                

18  limitation each year to conform with the adjusted limitation.               

                                                                                

19      (2) The retirement system shall be administered in compliance               

                                                                                

20  with section 415 of the internal revenue code, 26 USC 415, and              

                                                                                

21  regulations under that section that are applicable to                       

                                                                                

22  governmental plans.  Employer-financed benefits provided by the             

                                                                                

23  retirement system under this act shall not exceed the applicable            

                                                                                

24  limitations set forth in section 415 of the internal revenue                

                                                                                

25  code, 26 USC 415, as adjusted by the commissioner of internal               

                                                                                

26  revenue under section 415(d) of the internal revenue code, 26 USC           

                                                                                

27  415(d), to reflect cost of living increases, and the retirement             


                                                                                

1   system shall adjust the benefits subject to the limitation each             

                                                                                

2   calendar year to conform with the adjusted limitation.  For                 

                                                                                

3   purposes of section 415(b) of the internal revenue code, 26 USC             

                                                                                

4   415(b), the applicable limitation shall apply to aggregated                 

                                                                                

5   benefits received from all qualified pension plans for which the            

                                                                                

6   office of retirement services coordinates administration of that            

                                                                                

7   limitation.  If there is a conflict between this section and                

                                                                                

8   another section of this act, this section prevails.                         

                                                                                

9       (3)  (7)  The assets of the retirement system shall be held                 

                                                                                

10  in trust and invested for the sole purpose of meeting the                   

                                                                                

11  legitimate obligations of the retirement system and shall not be            

                                                                                

12  used for any other purpose.  The assets shall not be used for or            

                                                                                

13  diverted to a purpose other than for the exclusive benefit of the           

                                                                                

14  members, deferred members, retirants, and beneficiaries before              

                                                                                

15  satisfaction of all retirement system liabilities.                          

                                                                                

16      (4)  (8)  The retirement system shall return post-tax member                

                                                                                

17  contributions made by a member and received by the retirement               

                                                                                

18  system to a member upon retirement, pursuant to internal revenue            

                                                                                

19  service regulations and approved internal revenue service                   

                                                                                

20  exclusion ratio tables.                                                     

                                                                                

21      (5)  (9)  The required beginning date for retirement                        

                                                                                

22  allowances and other distributions shall not be later than April            

                                                                                

23  1 of the calendar year following the calendar year in which the             

                                                                                

24  employee attains age 70-1/2 or April 1 of the calendar year                 

                                                                                

25  following the calendar year in which the employee retires.                  

                                                                                

26      (6)  (10)  If the retirement system is terminated, the                      

                                                                                

27  interest of the members, deferred members, retirants, and                   


                                                                                

1   beneficiaries in the retirement system is nonforfeitable to the             

                                                                                

2   extent funded as described in section 411(d)(3) of the internal             

                                                                                

3   revenue code, 26 USC 411(d)(3), and related internal revenue                

                                                                                

4   service regulations applicable to governmental plans.                       

                                                                                

5       (7)  (11)  Notwithstanding any other provision of this act to               

                                                                                

6   the contrary that would limit a distributee's election under this           

                                                                                

7   act, a distributee may elect, at the time and in the manner                 

                                                                                

8   prescribed by the retirement board, to have any portion of an               

                                                                                

9   eligible rollover distribution paid directly to an eligible                 

                                                                                

10  retirement plan specified by the distributee in a direct                    

                                                                                

11  rollover.  This subsection applies to distributions made on or              

                                                                                

12  after January 1, 1993.                                                      

                                                                                

13      (12) Notwithstanding any other provision of this section,                   

                                                                                

14  the retirement system shall be administered in compliance with              

                                                                                

15  the provisions of section 415 of the internal revenue code and              

                                                                                

16  revenue service regulations under that section that are                     

                                                                                

17  applicable to governmental plans.  If there is a conflict between           

                                                                                

18  this section and another section of this or any other act of this           

                                                                                

19  state, this section prevails.                                               

                                                                                

20      (8) Notwithstanding any other provision of this act, the                    

                                                                                

21  compensation of a member of the retirement system shall be taken            

                                                                                

22  into account for any year under the retirement system only to the           

                                                                                

23  extent that it does not exceed the compensation limit established           

                                                                                

24  in section 401(a)(17) of the internal revenue code, 26 USC                  

                                                                                

25  401(a)(17), as adjusted by the commissioner of internal revenue.            

                                                                                

26  This subsection applies to any person who first becomes a member            

                                                                                

27  of the retirement system on or after October 1, 1996.                       


                                                                                

1       (9) Notwithstanding any other provision of this act,                        

                                                                                

2   contributions, benefits, and service credit with respect to                 

                                                                                

3   qualified military service will be provided under the retirement            

                                                                                

4   system in accordance with section 414(u) of the internal revenue            

                                                                                

5   code, 26 USC 414(u).  This subsection applies to all qualified              

                                                                                

6   military service on or after December 12, 1994.                             

                                                                                

7       Sec. 24a.  (1) A deferred retirement option plan is                         

                                                                                

8   established within the defined benefit plan that is part of the             

                                                                                

9   retirement system, and it is to be administered by the office of            

                                                                                

10  retirement services.  Exclusively represented members of the                

                                                                                

11  retirement system may only participate in the deferred retirement           

                                                                                

12  option plan pursuant to notice from their collective bargaining             

                                                                                

13  agent that the agent agrees to the terms of the deferred                    

                                                                                

14  retirement option plan.  For each fiscal year that begins on or             

                                                                                

15  after October 1, 2004, the director of state police and the                 

                                                                                

16  retirement board may elect to discontinue accepting applications            

                                                                                

17  for the deferred retirement option plan.                                    

                                                                                

18      (2) An officer who has 25 years or more of credited service                 

                                                                                

19  under this act or former act 1935 PA 251, or both, may elect to             

                                                                                

20  participate in the deferred retirement option plan by executing             

                                                                                

21  the application provided by the office of retirement services.              

                                                                                

22  Once the application is accepted by the office of retirement                

                                                                                

23  services, the officer's participation in the deferred retirement            

                                                                                

24  option plan is irrevocable and he or she becomes a DROP                     

                                                                                

25  participant.  The officer is solely responsible for any federal,            

                                                                                

26  state, or local tax due as a result of his or her participation             

                                                                                

27  in the deferred retirement option plan.                                     


                                                                                

1       (3) Participation in the deferred retirement option plan does               

                                                                                

2   not guarantee continued employment.  Except as otherwise provided           

                                                                                

3   in this section, an officer who elects to participate in the                

                                                                                

4   deferred retirement option plan will remain an active employee              

                                                                                

5   eligible to receive any applicable wage changes and benefits,               

                                                                                

6   will be subject to civil service rules and regulations, and will            

                                                                                

7   be subject to the policies and procedures of the department of              

                                                                                

8   state police and subject to removal by the governor, if                     

                                                                                

9   applicable, in the same manner as if he or she had not elected to           

                                                                                

10  participate in the deferred retirement option plan.                         

                                                                                

11      (4) An officer shall indicate on the application for the                    

                                                                                

12  deferred retirement option plan the number of years that the                

                                                                                

13  officer wants to participate in the deferred retirement option              

                                                                                

14  plan, up to a maximum of 6 years.  As a condition for                       

                                                                                

15  participation, the officer agrees to retire at the conclusion of            

                                                                                

16  his or her participation in the deferred retirement option plan.            

                                                                                

17      (5) A deferred retirement option plan account shall be                      

                                                                                

18  created in the accounting records of the retirement system for              

                                                                                

19  each DROP participant.  Each deferred retirement option plan                

                                                                                

20  account shall earn interest at the rate of 3% per annum, prorated           

                                                                                

21  for any fraction of a year.  The deferred retirement option plan            

                                                                                

22  account of a DROP participant shall be credited with the                    

                                                                                

23  following percentage of his or her monthly retirement allowance             

                                                                                

24  as calculated pursuant to section 24 as if he or she had retired            

                                                                                

25  on the day prior to becoming a DROP participant:                            

                                                                                

26      (a) 100% if the officer remains in the deferred retirement                  

                                                                                

27  option plan for 6 years.                                                    


                                                                                

1       (b) 90% if the officer remains in the deferred retirement                   

                                                                                

2   option plan for 5 years but less than 6 years.                              

                                                                                

3       (c) 80% if the officer remains in the deferred retirement                   

                                                                                

4   option plan for 4 years but less than 5 years.                              

                                                                                

5       (d) 70% if the officer remains in the deferred retirement                   

                                                                                

6   option plan for 3 years but less than 4 years.                              

                                                                                

7       (e) 60% if the officer remains in the deferred retirement                   

                                                                                

8   option plan for 2 years but less than 3 years.                              

                                                                                

9       (f) 50% if the officer remains in the deferred retirement                   

                                                                                

10  option plan for 1 year but less than 2 years.                               

                                                                                

11      (g) 30% if the officer remains in the deferred retirement                   

                                                                                

12  option plan for less than 1 year.                                           

                                                                                

13      (6) A DROP participant shall not receive a monthly retirement               

                                                                                

14  allowance, as calculated pursuant to section 24, until                      

                                                                                

15  termination of his or her deferred retirement option plan                   

                                                                                

16  participation and commencement of retirement.  A DROP participant           

                                                                                

17  shall not have any claim to any funds in his or her deferred                

                                                                                

18  retirement option plan account until he or she retires at the               

                                                                                

19  termination of his or her deferred retirement option plan                   

                                                                                

20  participation.                                                              

                                                                                

21      (7) Upon termination of the deferred retirement option plan                 

                                                                                

22  participation and commencement of retirement, the former DROP               

                                                                                

23  participant shall select 1 or more of the following options with            

                                                                                

24  regard to his or her deferred retirement option plan account:               

                                                                                

25      (a) A total lump-sum distribution.                                          

                                                                                

26      (b) A partial lump-sum distribution.                                        

                                                                                

27      (c) A lump-sum direct rollover to another qualified plan if                 


                                                                                

1   allowed by federal law and subject to the procedures of the                 

                                                                                

2   retirement system.                                                          

                                                                                

3       (d) Maintain the funds in the account.                                      

                                                                                

4   A former DROP participant shall remove all funds from his or her            

                                                                                

5   deferred retirement option plan account no later than April 1               

                                                                                

6   following the later of the calendar year in which the DROP                  

                                                                                

7   participant attains 70 years, 6 months of age or the calendar               

                                                                                

8   year in which the DROP participant is retired.                              

                                                                                

9       (8) If a DROP participant or former DROP participant dies                   

                                                                                

10  before removing all funds from his or her deferred retirement               

                                                                                

11  option plan account, the former DROP participant's designated               

                                                                                

12  beneficiary shall receive any remaining balances.  If the former            

                                                                                

13  DROP participant has not named a beneficiary for his or her                 

                                                                                

14  deferred retirement option plan account, the amount in the                  

                                                                                

15  deferred retirement option plan account shall be paid to the                

                                                                                

16  beneficiary of the former DROP participant's retirement                     

                                                                                

17  allowance.  If the former DROP participant has not named a                  

                                                                                

18  beneficiary to his or her retirement allowance, the balance in              

                                                                                

19  the former DROP participant's account shall be paid to the former           

                                                                                

20  DROP participant's estate.                                                  

                                                                                

21      (9) If a DROP participant is found to be disabled under                     

                                                                                

22  section 29, his or her participation in the deferred retirement             

                                                                                

23  option plan shall immediately cease and he or she shall be                  

                                                                                

24  retired.                                                                    

                                                                                

25      (10) The deferred retirement option plan shall be                           

                                                                                

26  administered in compliance with section 415 of the internal                 

                                                                                

27  revenue code, 26 USC 415, and regulations under that section that           


                                                                                

1   are applicable to a governmental deferred retirement option                 

                                                                                

2   plan.  If there is a conflict between this subsection and another           

                                                                                

3   subsection of this section, this subsection prevails.                       

                                                                                

4       (11) All of the following provisions apply to a DROP                        

                                                                                

5   participant:                                                                

                                                                                

6       (a) At the time of acceptance to the deferred retirement                    

                                                                                

7   option plan, the DROP participant shall be paid for his or her              

                                                                                

8   accrued eligible sick leave, subject to subdivision (g).  A DROP            

                                                                                

9   participant shall not accrue any further sick leave.  A DROP                

                                                                                

10  participant may use up to 240 hours of sick leave for which                 

                                                                                

11  payment was not received.  No payment will be made at retirement            

                                                                                

12  for any unused sick leave.                                                  

                                                                                

13      (b) At the time of acceptance to the deferred retirement                    

                                                                                

14  option plan, the DROP participant shall be paid for his or her              

                                                                                

15  accrued annual leave up to 240 hours, subject to subdivision                

                                                                                

16  (g).  Any accrued annual leave in excess of 240 hours may be used           

                                                                                

17  by the DROP participant.                                                    

                                                                                

18      (c) Excluding participation in the banked leave time program,               

                                                                                

19  each DROP participant shall receive a total of 7.7 hours of                 

                                                                                

20  annual leave for each 80 hours of paid service in a biweekly work           

                                                                                

21  period; however, the maximum number of annual leave hours that a            

                                                                                

22  DROP participant may accumulate, including annual leave hours               

                                                                                

23  remaining prior to deferred retirement option plan participation,           

                                                                                

24  is 200 hours.  If a DROP participant is not paid for 80 hours in            

                                                                                

25  a biweekly work period, the participant shall be credited with a            

                                                                                

26  prorated amount of annual leave for that work period.  At                   

                                                                                

27  retirement, the DROP participant will only be paid for a maximum            


                                                                                

1   of 76 hours of annual leave.                                                

                                                                                

2       (d) DROP participants shall not be eligible for, or receive,                

                                                                                

3   any longevity payment.                                                      

                                                                                

4       (e) DROP participants may only accrue up to 48 hours of                     

                                                                                

5   compensatory time with the mutual consent of their supervisor.              

                                                                                

6       (f) DROP participants shall pay the health insurance premiums               

                                                                                

7   that would have been payable under section 42 as if they had                

                                                                                

8   retired on the day prior to becoming a DROP participant.                    

                                                                                

9       (g) Payments due an officer upon approval to participate in                 

                                                                                

10  the deferred retirement option plan, such as for accrued sick               

                                                                                

11  leave, annual leave, compensatory time, and similar items, may be           

                                                                                

12  paid at the sole discretion of the state, at the rate of 17% per            

                                                                                

13  year until the DROP participant retires, at which time any                  

                                                                                

14  remaining balance shall be paid.  This provision shall not affect           

                                                                                

15  how a member's final average compensation is determined for                 

                                                                                

16  purposes of calculating his or her retirement benefit pursuant to           

                                                                                

17  section 24.                                                                 

                                                                                

18      (12) If the department receives notification from the United                

                                                                                

19  States internal revenue service that this section or any portion            

                                                                                

20  of this section will cause the retirement system to be                      

                                                                                

21  disqualified for tax purposes under the internal revenue code, 26           

                                                                                

22  USC 1 to 1789, then the portion that will cause the                         

                                                                                

23  disqualification does not apply.                                            

                                                                                

24      Sec. 42.  (1) Hospitalization and medical coverage insurance                

                                                                                

25  premiums payable by a retirant or his or her retirement allowance           

                                                                                

26  beneficiary and his or her dependents under any group health plan           

                                                                                

27  authorized by the Michigan civil service commission and the                 


                                                                                

1   department shall be paid in amounts provided by this subsection             

                                                                                

2   from appropriations for this purpose made to the retirement                 

                                                                                

3   system.  Until October 1, 1989, the amount payable by the                   

                                                                                

4   retirement system shall be 90% of the entire monthly premium                

                                                                                

5   payable for hospitalization and medical coverage insurance.                 

                                                                                

6   Beginning October 1, 1989, the amount payable by the retirement             

                                                                                

7   system shall be 95% of the entire monthly premium payable for               

                                                                                

8   hospitalization and medical coverage insurance.                             

                                                                                

9       (2) Effective October 1, 1989, dental coverage and vision                   

                                                                                

10  coverage insurance premiums payable by a retirant or his or her             

                                                                                

11  retirement allowance beneficiary and his or her dependents under            

                                                                                

12  any group health plan authorized by the Michigan civil service              

                                                                                

13  commission and the department shall be paid in amounts provided             

                                                                                

14  by this subsection from appropriations for this purpose made to             

                                                                                

15  the retirement system.  The amount payable by the retirement                

                                                                                

16  system shall be 90% of the entire monthly premium payable for               

                                                                                

17  dental coverage and vision coverage insurance.                              

                                                                                

18      (3) The health-dental-vision benefits fund is created and                   

                                                                                

19  shall be the fund into which appropriations of the state for                

                                                                                

20  health, dental, and vision benefits are paid.  Benefits payable             

                                                                                

21  pursuant to subsections (1) and (2) shall be payable from the               

                                                                                

22  health-dental-vision benefits fund.  The assets and any earnings            

                                                                                

23  on the assets contained in the health-dental-vision benefits fund           

                                                                                

24  and the health advance funding subaccount are not to be treated             

                                                                                

25  as pension assets for any purpose.                                          

                                                                                

26      (4) The health advance funding subaccount is the account to                 

                                                                                

27  which amounts transferred pursuant to section 14(4) are                     


                                                                                

1   credited.  Any amounts received from the health advance funding             

                                                                                

2   subaccount and accumulated earnings on those amounts shall not be           

                                                                                

3   expended until the actuarial accrued liability for health                   

                                                                                

4   benefits under this section is at least 100% funded.  The                   

                                                                                

5   department may expend funds or transfer funds to another account            

                                                                                

6   to expend for health benefits under this section if the actuarial           

                                                                                

7   accrued liability for health benefits under this section is at              

                                                                                

8   least 100% funded.                                                          

                                                                                

9       (5) Notwithstanding any other provision of this section, the                

                                                                                

10  department may transfer amounts from the health advance funding             

                                                                                

11  subaccount to the reserve for employer contributions created by             

                                                                                

12  section 16 if the actuarial valuation prepared pursuant to                  

                                                                                

13  section 14 demonstrates that, as of the beginning of a fiscal               

                                                                                

14  year, and after all credits and transfers required by this act              

                                                                                

15  for the previous fiscal year have been made, the sum of the                 

                                                                                

16  actuarial value of assets and the actuarial present value of                

                                                                                

17  future normal cost contributions does not exceed the actuarial              

                                                                                

18  present value of benefits.                                                  

                                                                                

19      Sec. 43.  The right of a member, retirant, or beneficiary to                

                                                                                

20  a retirement allowance, deferred retirement allowance,                      

                                                                                

21  accumulated contributions, or other benefit under this act is               

                                                                                

22  subject to the public employee retirement benefit protection act,           

                                                                                

23  2002 PA 100, MCL 38.1681 to 38.1689.